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Score your offer structure before submitting in a competitive market.
Price Score (out of 35)
min(35, Offer Price ÷ List Price × 35)
Offering above list price increases this score
Down Payment Score (out of 20)
min(20, Down Payment %)
Capped at 20 pts — any amount over 20% gives full score
Financing Score (out of 20)
Confidence ÷ 100 × 20
Reflects how certain you are that financing will be approved
Conditions Score (out of 15)
max(0, 15 − Conditions × 3)
Each condition removes 3 points — fewer conditions = stronger offer
Closing Timeline Score (out of 10)
10 pts at ≤ 60 days · tapers 60–90 days · 0–5 pts from 90–120 days
60–90 days is standard in NL/Canada
Total Offer Score
Price + Down Payment + Financing + Conditions + Closing
Score by Component